The WSECU Smart Money Loan is an option if you are not eligible for Stafford loans, or if your school does not offer Stafford loan programs.

Repayment of Smart Money Loans begins immediately, as interest-only payments.  In order to be eligible for the smart money loan, you must be enrolled at least half time.

Interest and principal repayments begin six months after graduation or your enrollment drops below half time.

To learn about current rates or to get started contact our Call Center at 800-562-0999, weekdays from 7 a.m. to 7 p.m. and Saturdays from 9:30 a.m. to 2 p.m., stop by your local WSECU branch or email us.