Using the Internet with your financial institution can help simplify your financial affairs. Here’s how:  

1. Pay your bills online.  Most institutions offer convenient bill paying services online.  With these services, paying your bills is a “click” away and will save a great deal of time.
2. Apply for many types of loans online.  Applying for a loan online is often easier than filling out paper forms; you may even get approved faster.  However, some types of loans still require written paperwork.
3. Review your account activity and balances.  See firsthand which checks have cleared and monitor your balances daily.
4. Transfer funds between your accounts.  Knowing how much money you have in each account can enable you to move money to other accounts to earn higher rates on certain funds.
5. Save money, time and gas.  Online bill paying eliminates the cost of stamps, purchasing checks, and saves gas!
6. Maximize your schedule. Bank whenever and wherever you want.  All you need is a PC with Internet access.
7. Get up-to-date rates.  Checking out current rates on certificates of deposits, savings accounts and loans is fast and easy.
8. It is safe!  Most online banking activities use highly sophisticated encryption devices to ensure safety and privacy.  Your access code (or PIN) will be guarded carefully.
9. Learn how to make better-informed financial decisions. Many institutions have sections of their websites dedicated to providing useful financial education.