Have you ever had a friend, family member or co-worker talk about a great offer they received from their financial institution...and wonder why you didn't know about it? Our very own Community Relations Coordinator Suzanne Klenk has some tips and tricks on how to find and take advantage of offers and deals that can save you time or money...or make your life easier.
Just ask! Stop by or call your financial institution and mention that you heard about that special offer or deal, and want to know if you can take advantage of it. Or, if you receive a credit card offer in the mail with a lower rate than your current card or some other benefit you like, contact your card carrier and see what they might be able to offer. It may not be the identical benefit, but they don't want to lose your business and oftentimes will offer an alternative discount or offer.
What you're missing out on could cost you The opportunity to opt out of receiving special offers, credit card pre-approvals or informational pieces may cut back on the amount of mail you receive, but you could also miss out on some financial products and services that you would want. If you do receive offers, pre-approvals and informative mailings from your financial institution and other creditors, take a few minutes to review them and see if they're of value to you or could be used as leverage to negotiate a better deal.
Request an annual financial check-up Ask your financial institution to conduct an annual review of your account - savings, checking, loans, credit cards, etc - and make suggestions on what you can do to improve your financial health. An example is finding out what services your financial institution offers that you currently aren't using that would help you save time, money or both. Check-ups are also important if you go through a life change such as marriage, divorce, military service, etc.
Working with a staff member that you know and are comfortable with is important, so if you don't already have that relationship established, consider building one.
Have a financial question for Suzanne? If you have a financial question you would like to ask Suzanne, please feel free to send her an e-mail.