Business accounts
Account packages for convenience, savings and maximum value. Specially designed for your business type and stage of growth.
Business accounts
Account packages for convenience, savings and maximum value. Specially designed for your business type and stage of growth.
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Included with all business packages
- Business Savings
- Business checking account
- Business Rewards debit card
- Business Online and Mobile Banking
- Business Bill Pay
- Business Mobile Deposit
- Early Direct Deposit
- Overdraft Protection & Courtesy Pay
- Fraud monitoring
- eStatements and eNotices
- Notary service
- 30,000+ ATMs
Essentials Business Package
Recommended if your business is just getting off the ground and you need simple and affordable accounts.
Add-on services
- ACH Origination Services
- Desktop Deposit
- Insurance and Investment Services
- Merchant Bankcard Services
- Payroll Services
- Digital Wire Transfers
Package details
- No monthly fee
- No minimum balance in checking
- Savings requires a $1 minimum balance
- Up to 100 check/ACH transactions per month at no charge ($0.20 fee applies for each additional transaction)
- Up to $1,000 in cash deposits and withdrawals per month at no charge ($0.20 fee applies for each additional $100)
Growing Business Package
Recommended if your business is expanding and you need higher transaction limits, added earning potential and more flexibility.
Add-on services
- ACH Origination Services
- Desktop Deposit
- Insurance and Investment Services
- Merchant Bankcard Services
- Payroll Services
- Digital Wire Transfers
Package details
- $15 monthly fee (waived with $2,500 average daily aggregate balance)
- Savings requires a $1 minimum balance
- Up to 200 check/ACH transactions per month at no charge ($0.20 fee applies for each additional transaction)
- Up to $5,000 in cash deposits and withdrawals per month at no charge ($0.20 fee applies for each additional $100)
High Yield Business Package
Recommended if your business is ready to scale up and requires our highest transaction limits and solutions to meet more complex needs.
Add-on services
- ACH Origination Services
- Desktop Deposit
- Insurance and Investment Services
- Merchant Bankcard Services
- Payroll Services
- Digital Wire Transfers
Package details
- Checking earns competitive dividend rates
- $25 monthly fee (waived with $5,000 average daily aggregate balance)
- Savings requires a $1 minimum balance
- Up to 300 check/ACH transactions per month at no charge ($0.20 fee applies for each additional transaction)
- Up to $10,000 in cash deposits and withdrawals per month at no charge ($0.20 fee applies for each additional $100)
Impact Business Package
Recommended if your business is a mission-driven organization that prioritizes purpose over profit.
Add-on Services
- ACH Origination Services
- Desktop Deposit
- Insurance and Investment Services
- Merchant Bankcard Services
- Payroll Services
- Digital Wire Transfers
Package details
- Business must be a nonprofit or organization
- $5 monthly fee (waived with $1,000 average daily aggregate balance)
- Savings requires a $1 minimum balance
- Up to 150 check/ACH transactions per month at no charge ($0.20 fee applies for each additional transaction)
- Up to $2,000 in cash deposits and withdrawals per month at no charge ($0.20 fee applies for each additional $100)
Which business package is right for you?
Business Essentials
|
Business Growth
|
Business High Yield
|
Business Impact
|
|---|---|---|---|
|
Your business is just getting off the ground and you need simple and affordable accounts. |
Your business is expanding and you need higher transaction limits, added earning potential and more flexibility. |
Your business is ready to scale up and requires our highest transaction limits and solutions to meet more complex needs. |
Your business is a mission-driven organization that prioritizes purpose over profit. |
|
Business Savings |
Business Savings |
Business Savings |
Business Savings |
|
Business Essentials Checking |
Business Growth Checking |
Business Interest Checking |
Business Impact Checking |
| Not available |
Business Growth Money Market |
Business High Yield Money Market |
Business Growth Money Market |
| Not available |
$15 (waived with $2,500 average daily aggregate balance) |
$25 (waived with $5,000 average daily aggregate balance) |
$5 (waived with $1,000 average daily aggregate balance) |
|
100 ($0.20 fee applies for each additional transaction) |
200 ($0.20 fee applies for each additional transaction) |
300 ($0.20 fee applies for each additional transaction) |
150 ($0.20 fee applies for each additional transaction) |
|
$1,000 ($0.20 fee applies for each additional $100) |
$5,000 ($0.20 fee applies for each additional $100) |
$10,000 ($0.20 fee applies for each additional $100) |
$2,000 ($0.20 fee applies for each additional $100) |
Find your (cash) flow with add-on services
Treasury management add-on services simplify operations and make money management easier. WSECU Business members who opt for add-on services such as ACH Origination or Desktop Deposit receive personal ongoing support from our trusted partner, Tru Treasury, who helps members get set up and find their money movement state of flow.
Get set up with additional services by calling us at 800.562.0999 or by visiting your nearest branch.
FAQ
Businesses must be registered and operating in Washington State and may not be any of the following types of business: 1) money services businesses such as wire transfer providers, payday lenders, casinos, or internet gambling companies or 2) cannabis-related businesses, including licensed, registered, and unlicensed cannabis operations.
Of course! You can always upgrade or scale back when needed. Simply visit your nearest branch or call 800.562.0999.
Yes. Business members need a savings account and a checking account. Money market accounts are optional. However, your checking account unlocks the type of money market account you can open with your package.
Members earn points when they use their Business Rewards debit card for purchases — 1 point for every $3 spent on signature-based transactions and 1 point for every $6 spent on PIN-based transactions. Points may be redeemed through the Visa Rewards program.
Desktop Deposit saves time and resources by allowing businesses to deposit and process large volumes of checks directly from their location using a desktop check scanner.